Team

Our business is built on a foundation of thoughtful client relationships.
Nicholas Nardulli, RFC.
Founder & President
(815) 633-1779
Nicholas D. Nardulli is the founder and president of Nardulli & Associates located in Rockford, Illinois. Serving clients in the financial services industry for nearly 30 years, Nicholas is responsible for procuring new clients and...
Craig A. Janas J.D.
Attorney
(847) 633-1779
3rd generation Attorney Craig A. Janas specializes in Estate & Elder Law. His goal is to preserve and protect his clients & their assets from taxes, courts, and creditors, as well as to create their legacy for future generations....
Brandy Ragon
Advisor
Brandy Ragon joined the Family Defined Benefits team in 2022 as the Senior Advisor in our Colorado branch office. With over twenty years of experience in Retirement Planning, Brandy collaborates with FDB Generational Estate Planning...
John Nardulli
(815) 633-1779
John Nardulli has worked in the Estate Planning/Wealth Management industry for more than 20 years. He has maintained an insurance producer’s license throughout his career, as he has helped hundreds of clients establish a solid...
Ela Martins
(815) 633-1779
Ela Martins began her working career at the early age of 17 as an assistant at a non-profit daycare. She soon earned a degree in early childhood education, and by the time she left the center 13 years later, she held the position of...
Gaby Alvarado
(815) 633-1779
Gaby Alvarado joined our team at Nardulli & Associates and Family Defined Benefits in April of 2019. She comes from a background of front desk work, claims processing, and customer service. Gaby is thankful for the opportunity to work...
Maggie Kopala
(815) 633-1779
Maggie Kopala brings years of management experience in the fields of Marketing Research, Theater Production & Promotions, Restaurant, Retail, and Medical Office to Nardulli & Associates and Family Defined Benefits. Maggie appreciates...
Terry Pluemer, CLU
Sales Director
(815) 633-1779
Terry Pluemer, CLU comes to Family Defined Benefits with years of industry experience as a Life Specialist in Wisconsin, Iowa, and Northern Illinois. Terry’s approach toward sales focuses on educating his prospects. He feels that...